About My Easy Calculator
We build free online calculators that turn tax, pay, property and savings rules into numbers you can understand, check and act on.
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My Easy Calculator is a free online calculator platform for everyday money questions. You can estimate take-home pay, VAT, council tax, mortgage repayments, stamp duty, statutory leave pay, retirement contributions and more, using calculators built on the rules of the UK, Australia, Canada, New Zealand and the USA.
The tools are for anyone who needs a clear number before a decision: an employee checking a payslip, a family pricing a home, a small employer working out payroll tax. Every calculator is free, needs no account, and shows how its result was reached.
Why we built My Easy Calculator
Money questions rarely have simple answers. Tax bands, thresholds and allowances differ by country, often by province or state, and governments change them every year. Most people only need an estimate, but they need it before they sign, apply or negotiate.
Many online calculators give you a figure and nothing else. You cannot see which rate was used, which year it applies to, or what was assumed about you. We built My Easy Calculator so that every number comes with its working: the formula, the inputs that change it, and the official source behind each rate.
- 01SimpleEnter what you know, in plain words, and get a clear result.
- 02TransparentSee the formula, the assumptions and the sources behind it.
- 03UsefulWorked examples show how the result changes with your inputs.
- 04CurrentRates checked for the tax or rate year the calculator covers.
Making complex numbers easier to understand
A result is only useful if you know what it means. That is why each calculator page goes beyond the answer box and explains:
- what the result covers, and what it leaves out
- which inputs change the number the most
- the formula used, written in plain words
- the assumptions built into the calculation
- when your real figure may differ, for example because of your tax code, your contract or a local rule
What is My Easy Calculator?
My Easy Calculator is an independent website that provides free online calculators and plain-English explanations for financial and everyday calculations, built on rules published by government tax and employment authorities.
In practice, that means:
- Calculators grouped by topic: tax, salary and pay, mortgage and property, and savings.
- Country-specific tools for the UK, Australia, Canada, New Zealand and the USA, each built on that country's own rules.
- Explanations next to every tool: how the figure is worked out, worked examples and answers to common questions.
- Official-source data, re-checked when a rate or rule changes.
- No sign-up and no paywall. No calculator asks for your name or contact details.
What can you calculate?
Our calculators cover four areas of personal and small-business finance. The links below go to calculators that are live today. The full list of free online calculators includes VAT, GST, income tax, National Insurance, RRSP and TFSA tools as well.
Tax calculators
Work out the tax on income, sales, property and employee benefits, including VAT and GST.
Salary and take-home pay calculators
See what you take home, and what you are owed for overtime, holidays, sickness, parental leave or notice.
Mortgage and property calculators
Estimate repayments, the effect of overpaying, and the duties and fees on a property purchase.
Savings and financial planning calculators
Plan a savings goal, clear a debt faster or check how much you can add to retirement savings.
How our calculators work
Every new or updated calculator goes through the same four steps. Our Editorial Policy describes each one in full.
We research the applicable rules
We start with the government body that sets the figure: HMRC for UK tax, the ATO for Australian tax and super, a province's employment standards law for Canadian vacation pay. We record the rates, thresholds and formulas that apply, the period they cover, and the name of the law or guidance they come from.
We build the calculation logic
We write down the formula, the inputs it needs and the assumptions it makes, including any province, state or territory rules. Where a rule has exceptions the calculator cannot model, the page says so instead of hiding it.
We test and verify results
Each formula is modelled independently in Python, and the live calculator has to produce the same results. Worked examples and reference tables are generated from that checked model rather than typed by hand, so the numbers you read match the numbers the calculator gives.
We review and update calculators
Rates change at the start of each tax year and whenever a government announces a new rule. When that happens we re-check the figure against the official page, update the calculator and its examples, and change the Updated date on the page.
Where our calculator data comes from
When an official source exists, we use it. Rates and thresholds come from the government body that publishes them, never from other calculator sites or news summaries. Each calculator page lists the exact sources it relies on.
| Country | Official sources | Used for |
|---|---|---|
| United Kingdom | HM Revenue and Customs (HMRC), GOV.UK | Income Tax, National Insurance, VAT, statutory sick, maternity and paternity pay, rent a room relief |
| Australia | Australian Taxation Office (ATO), state and territory revenue and land titles offices | Income tax, super contribution caps, fringe benefits tax, payroll tax, stamp duty, transfer fees |
| Canada | Canada Revenue Agency (CRA), provincial and territorial employment standards | Federal and provincial income tax, vacation pay, overtime, severance, minimum wage |
| New Zealand | Inland Revenue, Employment New Zealand | Bright-line property tax, paid parental leave, minimum wage |
| United States | Internal Revenue Service (IRS), U.S. Department of Labor | Federal tax and withholding, minimum wage and overtime rules |
These five countries are the ones we cover today. If you live elsewhere, a country-specific result will not reflect your local rules.
Our commitment to accuracy and transparency
We would rather show you how a number is made than ask you to trust it. Five commitments shape every calculator.
Official sources
A primary source is the only reliable record of a rate. Secondary sites copy figures late or get them wrong, so a figure goes into a calculator only after we have read it on the official page.
Transparent formulas
You should be able to check a result by hand. Each calculator page sets out its formula in plain words, with worked examples you can follow line by line.
Regular updates
Calculators are reviewed at the start of each tax or rate year and when rules change mid-year. The Updated date on each page tells you when its figures were last checked.
Clear assumptions
No calculator can model every circumstance. Ours state what they assume, so you can judge how closely the result fits your situation.
Corrections
If a figure looks wrong, tell us the calculator, the inputs you used and the official source that shows a different number. We re-check it against that source and correct the calculator if needed. See how we research and maintain our calculators.
Who My Easy Calculator is for
Anyone who wants to understand a number before acting on it. Most people who use the site fit one of four groups.
Individuals
Checking a payslip, estimating tax on income, pricing a mortgage or planning savings.
Families
Weighing up a home purchase, comparing repayment options, planning around parental leave or setting a savings goal.
Employees and professionals
Working out take-home pay, overtime, holiday pay, sick pay, or notice and severance entitlements.
Small businesses
Estimating payroll tax, fringe benefits tax and statutory pay. Confirm any figure you file with your accountant or payroll provider.
What makes My Easy Calculator different?
Simple by design
Each calculator asks only for the inputs its formula needs, labels them the way they appear on your payslip or contract, and shows the result first.
Transparent
The formula, the assumptions and the sources sit on the same page as the tool, not behind a link or a sign-up.
Free to use
Every calculator is free. The site is funded by advertising, which is labelled, kept away from inputs and results, and never changes how a figure is calculated.
Independent
My Easy Calculator is not a bank, lender, insurer, accountant or financial adviser, and it does not sell financial products.
Our approach to financial information
Our calculators give estimates for planning. They are not personal financial, tax, legal or investment advice.
A result depends on the inputs you enter and on the rules in force for the period the calculator covers. Rates and thresholds change, and personal circumstances such as other income, a non-standard contract or a regional exception can lead to a different real-world figure.
For decisions with real consequences, such as filing a tax return, taking out a mortgage or agreeing a severance package, check the figure against the official source linked on the calculator page, or ask a qualified professional. Our Disclaimer sets out the calculator limitations in full.
Your privacy matters
- Account or sign-up
- Not needed for any calculator.
- Personal details
- No calculator asks for your name, address or contact details.
- Your inputs
- The numbers you enter are sent to our server to calculate your result, and may appear in standard server logs.
- Cookies and analytics
- Like most websites, we collect some non-personal information, and our advertising partners may use cookies.
Our Privacy Policy explains what is collected, why, and the choices you have.
We're always improving
My Easy Calculator is a working site, not a finished one. We add calculators that readers ask for, rewrite explanations that cause confusion, extend tools to more provinces and states, and update formulas when governments change the rules.
Much of that work starts with a message from a reader. Request a calculator, report a result that looks wrong, or tell us what was unclear, at info@myeasycalculator.com or through our contact page. My Easy Calculator is an independent website, and every message is read by the people who build the calculators.
Explore My Easy Calculator
Start with the full list of calculators, or go straight to the rules of your country.
- All calculatorsEvery free online calculator, by topic and country
- United Kingdom calculatorsVAT, take-home pay, council tax, statutory pay, mortgages
- Australia calculatorsIncome tax, GST, stamp duty, payroll tax, super
- Canada calculatorsIncome tax, vacation pay, overtime, severance, RRSP, TFSA
- New Zealand calculatorsMinimum wage, parental leave, bright-line tax
- United States calculatorsPay stubs, overtime, alimony, savings goals
Frequently asked questions about My Easy Calculator
What is My Easy Calculator?
A free website of online calculators for tax, pay, property and savings questions in the UK, Australia, Canada, New Zealand and the USA. Each calculator explains how its result is worked out and where its rates come from.
Are My Easy Calculator tools free?
Yes. Every calculator is free to use, with no account and no sign-up. The site is funded by advertising, which is labelled and kept away from calculator inputs and results.
How does My Easy Calculator calculate results?
Each calculator applies the formula set by the relevant government rules to the numbers you enter. The calculation runs on our server, and the calculator page explains the formula in plain words with worked examples.
Where does My Easy Calculator get its data?
From official government sources such as HMRC, the ATO, the CRA, Inland Revenue and the IRS, plus provincial or state authorities where a rule is set locally. Each calculator page lists the sources it uses.
How often are the calculators updated?
At the start of each tax or rate year, and whenever a government changes a rate or rule during the year. Each calculator page shows the date its figures were last checked.
Are My Easy Calculator results financial advice?
No. Results are estimates for planning and education. For decisions with legal or financial consequences, check the figure against the official source or with a qualified professional.
How can I report an error in a calculator?
Contact us with the calculator name, the inputs you used and the official source that shows a different figure. We re-check the figure against that source and fix the calculator if needed.
Spotted a figure that looks wrong?
Tell us the calculator, your inputs and the official source. We re-check it and fix the calculator if needed. You can also request a new calculator.